Run every branch from one balance.
Collect, hold and send money, with subaccounts for every branch and an account number for every customer.
The Grill Room · all accounts
₦3,465,050.00
- Main account0123 456 789₦2,418,350.00
- Victoria IslandBranch subaccount₦864,120.00
- VAT pot7.5% set aside₦182,580.00
An account number for every customer.
Give each customer, order or invoice its own account number. Transfers match themselves, so nobody has to send you a screenshot.
- Permanent or one-time numbers
- The payer's name on every credit
- Matched to orders automatically
A pot for payroll. A pot for tax.
Split one balance into subaccounts for branches and pots for the bills you know are coming.
- Subaccounts for branches and teams
- Pots for payroll, suppliers and VAT
- Move money between them instantly
Books that balance themselves.
Every payment is matched to a customer, order or invoice, and a statement for any period is one click away.
- PDF or CSV, for any date range
- Opening and closing balance history
- Exceptions flagged, never hidden
Your team. Your rules.
Give cashiers, accountants and managers the access they need, and set limits that keep big transfers in check.
- Roles and permissions
- Limits by person and amount
- An audit trail of every action
One account, three ways in.
Available balance
₦3,465,050.00
On the web
The full dashboard for owners and finance: branches, payouts, approvals and statements.
In the app
Alerts the moment money lands, and payments approved from your pocket.
Balance
Your balance is ₦3,465,050.00
Send 50k to Okoro Supplies
Enter your PIN in the secure link to confirm.
On WhatsApp
Check your balance or send money by chatting. Every transfer still asks for your PIN.
What changes when you switch.
Before
- Card sales on one terminal, transfers in another account
- Screenshots in WhatsApp as proof of payment
- A notebook to match it all at night
- Payroll typed out one transfer at a time
With CSwitch
- Every channel lands in one balance
- Each payment arrives with a name and an order
- Books that match themselves
- Payroll from one upload, approved in the app
Also in every merchant account.
Bank transfers
Send to any bank account in Nigeria.
Internal transfers
Move money between your own accounts instantly.
Saved beneficiaries
Verified recipients, ready for next time.
Instant alerts
Credits, debits and failed payments as they happen.
Transaction search
Find any payment by reference, amount or customer.
Exports
CSV, Excel or PDF for your accountant.
What do I need to open a merchant account?
Your CAC registration documents, a valid ID for each director and your BVN. You can apply from your phone.
Can I have more than one account number?
Yes. Create subaccounts for branches and teams, and give every customer or order its own virtual account number.
How do I get a statement?
Download one from the dashboard for any period, as PDF or CSV.
Who on my team can move money?
You decide. Set roles for each person, limits by amount, and a second approval for large transfers.
Open your account today.
Apply from your phone. Once your merchant account is verified, you're ready to collect.