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Payments and merchant accounts for Nigerian merchants.

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All guides

Running your money

Paying staff on time, every time

18 August 2026 · 3 min read

Late salaries cost more than goodwill. How to set up payroll once and run it in minutes each month.

Typing out thirty transfers on payday is slow and easy to get wrong. One mistyped account number can mean a week of phone calls.

Set up the list once

Keep a spreadsheet of your staff, their banks and account numbers. Upload it, and every account is checked before any money moves.

Put payroll in its own pot

Move money into a payroll pot as sales come in during the month, so salaries are covered before payday arrives.

Approve, then send

Have a second person approve the batch, then watch it send. Everyone gets paid together, and you keep a record of every payment.

More guides

Getting paid

How to stop chasing payment screenshots

4 min read

POS

Choosing a POS terminal for your shop

5 min read

Invoicing

Taking deposits without the awkward conversations

4 min read

The Lekki-Ikoyi Link Bridge against a pale Lagos sky

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